Retirement, Made Easy.
Simple to set up, simple to support.
The PRP by Icon works like a 401(k), with tax-advantaged savings and automatic payroll contributions—but without the administrative burden. No plan sponsorship. No federal filings. No ongoing maintenance.
Setup Takes Minutes.
Everything else runs automatically. It’s everything you need to offer a retirement plan—all in one place.
1
Create your account
(5 minutes)
2
20-minute kick-off call with your dedicated account manager
3
Launch your plan.
We Handle the Heavy Lifting.
No extra work. No maintenance. Just a retirement plan that runs itself.
Employee enrollment and account setup
Recordkeeping and administration
Investment selection and portfolio management
Ongoing communications and education
Account statements and tax forms
Employee support and education
Take the Product Tour.
Why the PRP is So Much
Easier and Less Expensive
Than the 401(k).
In fact, it’s about half the cost.
Why Businesses Love the PRP.
1. No Complexity, No Hassles
The PRP takes the headaches out of offering a retirement benefit. There’s no required match, no annual testing or audits, and no compliance maze to navigate. It’s simple to set up, easy to manage, and designed to work for your business—not against it.
2. Flexible and Affordable
You can offer a meaningful benefit without blowing your budget. There are no steep costs or complex regulations. And when the time’s right, you can add a financial wellness bonus on your own terms.
3. Portable for Your People
Employees keep their retirement savings when they leave—no paperwork, no abandoned accounts. It’s their plan, not the company’s. That means you’re giving them something that actually supports their future.
4. A Modern, User-Friendly Experience
We’ve built the PRP to be intuitive from the start. Opening an account, managing savings, and rolling over funds from old jobs is quick and seamless. No clunky portals. No confusion. Just a better experience for everyone.
5. Saves You Time and Money
Less overhead. Less admin. Fewer interruptions. The PRP frees up your time and keeps costs down—while still helping you attract and keep top talent in a competitive market.
6. Designed to Grow with You
Whether you’ve got five employees or five hundred, the PRP scales with your business. It adapts as your needs change, without adding complexity or expense.
Ready to Learn More?
Take the first step toward offering an affordable, hassle-free retirement solution for your business.