Smart, Personalized Retirement Accounts.

One account that does it all.

Employees can save, invest, and consolidate old 401(k)’s — all in one Individual Retirement Account, managed by an SEC-registered investment advisor.

Get to Know Icon.

Our goal is simple: help employees build financial security and personal wealth — through tax-advantaged retirement savings, without the complexity or high costs.
Smart

One account that thinks ahead — personalized to each employee, managed by experts, and built to last a career.

Simple

Easy contributions through payroll. Nothing for you to manage.

Theirs

It goes where they go. No rollovers. No lost accounts. Just one retirement account, for life.

Managed

Icon is an SEC-registered investment advisor. Low-cost portfolios, professionally managed, with a fiduciary obligation to every employee.

Easy for Employees. No Work For You.

Employees sign up directly through Paychex Perks — no paperwork or compliance burden lands on your desk.
Save and invest

Employees can set up recurring contributions — as little as $1 to start. 

Build wealth

A personalized portfolio, built and rebalanced by Icon — no investment expertise required.

Consolidate old 401(k)s

Employees can roll over old workplace retirement accounts into one clean, managed IRA.

A Perk that Works as Hard as You Do.

Offering retirement support is one of the top factors employees consider when choosing — and staying — with an employer. With Icon available through Paychex Flex Perks, you're giving your team a meaningful financial benefit at no cost and no administrative burden to you.
Attract top talent

Stand out to candidates in the competition for talent. 

Improve retention

Employees who feel financially secure are more engaged and less likely to leave.

No administrative burden

Icon handles everything from onboarding to plan management. Hands-free for employers.

Works for all employee types

Every employee qualifies, including part-time, gig, or seasonal. No minimum hours or tenure requirements.

The Easy Way for Your Employees to Save and Invest in Their Future.

Most people know they should be saving for retirement. Life just gets in the way. Icon removes every excuse — no complicated forms, no overwhelming fund choices, no minimum balance required to get started.

With Icon, your employees get a retirement account that’s truly theirs — personalized to their goals, managed on their behalf, and portable for life. Whether they’ve been saving for years or starting from zero, Icon meets them where they are.