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Deferral rate

May 1, 2025

By Laurie Rowley

Co-Founder and CEO

Laurie’s career has focused on developing solutions that improve financial security. She is widely regarded as an expert in retirement savings, behavioral finance, and human-centered design.

The percentage of your annual pay that is deposited into your 401(k) account. The income tax you pay on this money is deferred until you take your 401(k) distributions in retirement.

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