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Vesting

May 1, 2025

By Laurie Rowley

Co-Founder and CEO

Laurie’s career has focused on developing solutions that improve financial security. She is widely regarded as an expert in retirement savings, behavioral finance, and human-centered design.

When your employer matching contributions become yours to keep after a period of time, according to your employer’s vesting schedule. Employers use vesting in order to encourage employees to stay; if you leave your job before the employer contributions have vested, you lose them. Note that your own 401(k) contributions are always yours to keep and require no vesting.

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